Oral health is a vital part of a child’s overall well-being, yet dental care can be costly—especially for families without private insurance. That’s why the Canadian government introduced the Canadian Dental Care Plan (CDCP), which now includes children under the age of 18. Here’s a look at how the program works and what it means for families.
Who Is Eligible?
Children under 18 qualify for the CDCP if they:
- Live in Canada
- Have no access to private dental insurance
- Live in a household with an adjusted net income below $90,000
- Have filed taxes (or have had taxes filed on their behalf)
The benefit is income-tested. Full coverage applies to households earning under $70,000. Above that, co-payments (ranging from 40% to 60%) may apply depending on income.
What Services Are Covered?
The CDCP includes coverage for a wide range of preventive and diagnostic dental services, such as:
- Cleanings and fluoride treatments
- X-rays and exams
- Fillings and extractions
- Emergency care
Orthodontics, cosmetic procedures, and some specialist services may not be included. The list of eligible services will be reviewed and expanded over time.
How to Apply
Parents or guardians can apply on behalf of their children through the official government dental care website or Service Canada. The application will ask for income verification, residency status, and confirmation of no private dental coverage.
Once approved, families will receive instructions for booking appointments with CDCP-participating dental providers. It’s important to confirm the provider’s participation before making an appointment.
Why It Matters
Tooth decay is one of the most common chronic childhood diseases, yet it’s largely preventable. The CDCP helps bridge the gap for families who can’t afford regular care, giving children a better start in life.
Beyond reducing out-of-pocket costs, the program encourages early intervention, which helps avoid costly treatments down the line. It also gives peace of mind—knowing your child’s smile is protected.
Final Thoughts
The inclusion of children in the Canadian Dental Care Plan is a significant step toward equitable health care. For families struggling with dental expenses or for newcomers unfamiliar with Canada’s healthcare landscape, the CDCP offers timely support. By taking a few simple steps to apply, parents can ensure their children access essential dental care at little or no cost.
